A customized plan serves as the “how-to” for pursuing and achieving your financial objectives. This process gives our team a structured way to apply our experience, tools and discipline toward meeting your goals. Here are the basic steps we follow:


First, we build an understanding of your personal goals, current financial situation, investment experience and risk tolerance. We’ll gather and analyze important financial data, from your statements to your tax returns, and then construct a net worth report to pinpoint where you are and what you are trying to accomplish.


Next, we analyze the information you’ve shared with us to design your plan and create an individual portfolio blueprint by using asset allocation strategies. We may collaborate with your other professional advisors such as your accountant and attorney during this time. We present our recommendations to you, answer your questions, consider alternatives and outline the steps to implement your plan.


With your approval, we execute your customized strategy using the extensive research and resources available to us through Raymond James. This involves the selection of specific investments and often includes relevant services such as retirement planning, education planning and estate planning.


Once implemented, we continually monitor the progress of your plan relative to your defined objectives and suggest any changes where needed. We will set up an appointment schedule for meeting with us, provide ongoing reporting of your account activity and conduct periodic reviews. A key to this step is your involvement and communication of any significant changes in your life.